Q.  Who is OrangeBee Private Monetary System, Inc.?
A. - What is now OrangeBee Private Monetary System, Inc., (OBM) was founded in 1989, by James E “Buddy” Hooper who is our President & CEO.

Q.  Is OrangeBee Private Monetary System, Inc. Legal?
A. - OrangeBee Private Monetary System, Incorporated, © a FLORIDA CORPORATION. In 1982, the United States Congress
enacted the Tax Equity and Fiscal Responsibility Act (TEFRA Act), OrangeBee Private Monetary System, Inc. (OBM)
operates under the provision of this Act. For Tax purposes, and by signing below Account agrees OrangeBee Dollars is
taxable in the year it is earned and reported to the IRS just as bank interest and income are reported. OrangeBee
recommends Account seek advice from Tax Experts. OrangeBee Dollars is not Legal Tender as defined by the US Congress.
OrangeBee Accounts account is not insured by the Federal Deposit Insurance Corporation (FDIC) or any other such
governmental or quasi-governmental agency.

Q.  What is OBM Cash?
A. - OBM cash is obtained from the OBM office just as you obtain cash from your bank. It is issued in $5, $10, $20, $50, and
$100 denominations and is used like cash with many OBM Accounts, restaurants, etc. No change is given, and tax and tips,
where applicable, is paid in cash, and it is not legal tender.

Q.  Cash is king, why accept OBM?
A. - Cash is not king, purchasing power is king. You will have more purchasing power if you accept OBM. Preservation of
capital is fundamental to good business practice. That is exactly why you should use every means possible to avoid spending it.
OBM is an excellent way to offset cash expenses. OBM cost less than cash, but can obtain the same value.

Q.  I need more cash. How does this help me get more?
A. - When you make a purchase with OBM, you are paying for it with additional business. This cash stays in your business.
You will always have more cash if you accept OBM, not less.

Q.  Will I get paid Cash for these Sales?
A. - What we refer to as cash is really just a medium of exchange, the U. S. Dollar. There are many mediums of exchange: the
Mexican Peso, Russian Rubble, Japanese Yen, etc. These new sales will be paid for with OBM and will be deposited in your
OBM bank account, from which you can draw, and spend just as you do with your cash bank account. As with the other
mediums of exchange, you must spend them with someone that accepts that medium of exchange.

Q.  Will I pay more with OBM?
A. - We do not negotiate the prices you pay, but it is our policy that sales are at regular cash prices. Spend your OBM in the
same manner that you spend your cash. If you do not feel it is a good deal, do not make the purchase.

Q.  What about part cash, part OBM?
A. - In some instances, on very large dollar sales the seller may negotiate part cash. The more OBM you will accept, the more
sales you will receive.

Q.  Can I make personal purchases?
A. - Absolutely! And any time you buy with OBM, you do not spend your hard-earned cash, be it business or personal.

Q.  Who else can use my OBM account?
A. - Your OBM account is just like your cash account. You can let anyone use it that you want.

Q.  Can I pay my Employees with OBM?
A. - Why not, OBM is a wonderful way to pay employees, be it salary, commissions, bonuses, etc. They can use them for many
of their needs for which they are paying cash. OBM can be a great incentive and morale builder, at a very small cost to you.
Any questions about taxes, you should consult with your accountant.

Q.  Can I pay cash debts with OBM?
A. - Yes, it is often possible to negotiate cash debt payments in OBM.

Q.  Can I make charitable donations with OBM?
A. - Yes you can and your tax deductions are the same as cash. The charitable organization can purchase some of their needs
from Accounts of OBM with the OBM that you donated. Any questions about taxes, you should consult with your
accountant.

Q.  Where are your Accounts located?
A. - We have accounts in Bangladesh, Scotland, Canada, and from Maryland to California and from Michigan to Texas, and of
course Florida, ready to accept your OBM.

Q.  What if I do not want all the other OBM Accounts to know that I am an Account?
A. - You may choose not to be promoted visibly for a variety of reasons. We can provide confidentiality if you wish.

Q.  What about my present customers?
A. - OBM will not convert your cash sales to OBM sales. You will not get our OBM Account purchases unless you are an
Account of OBM.

Q.  When can I start selling on OBM?
A. - In most cases, you can start as soon as your application has been approved.

Q.  How much must I sell on OBM?
A. - You are the one who determines how much OBM you will accept in any given period. If you wish, you can go “On Hold”
and stop selling on OBM in accordance with OBM’s rules and regulations.

Q.  Are high demand products available on OBM?
A. - There are some items that are in high demand and with a low profit margin for the seller that may not be available on
OrangeBee. When you make a purchase of other items on OBM, the cash you save can be used to purchase these items.

Q.  What kinds of things are available?
A. - You can buy thousands of different products, goods and services, on a continually changing and expanding basis. You
should always anticipate your purchases as far ahead as possible, check the web site, and if not found, call your OBM broker
before spending cash on anything.

Q.  Can I obtain a line of credit with OBM?
A. - Yes, we can extend credit. A credit application must be completed and approved. We charge 1-percent interest (OBM) per
month on the unpaid balance. When OBM extends a loan to you, we must send you new customers that will buy from your
business enabling you to pay us back.

Q.  What about taxes?
A. - OBM sales are taxable income. They are treated just as cash sales. OBM will report all sales to the IRS at year’s end
and furnish you this information on IRS Form 1099B. As with any questions concerning taxes, you should check with your
accountant.

Q.  May I buy advertising with OBM?
A. - This is a very efficient way to use your OBM to increase your cash business. Spending OBM for advertising reduces
your cost and increases its effectiveness. We have many options available for local, national and international advertising.
Media available include: magazines, newspapers, radio, television, direct mail, etc.

Q.  What if you have nothing I need?
A. - We have assembled an ever increasing and diversified list of businesses. Our Accounts find many goods and services they
can now obtain with OBM, for which they normally would have to pay cash. However, there may be specific items or services
we will not have at a specific time.