3. Liability for Account’s Account Balance: Account acknowledges that their account balance with OrangeBee^TM (positive balance) are the liabilities of Account’s who have spent more than their earning (negative balances), that there is a creditor/debtor relationship between such Accounts, and that their transactions incur the normal business risk associated with any credit transaction. Account’s account balances are the liabilities of Accounts who owe OrangeBee^TM, and not of OrangeBee^TM, which is solely liable for its own indebtedness.

4. Loans to Accounts: Account grants to OrangeBee^TM on behalf of OrangeBee^TM, the right, and power to make loans to any Account of OrangeBee^TM. Account understands that OrangeBee^TM credit is extended by the OrangeBee^TM Accounts collectively, and not by OrangeBee^TM. The exercise of this power shall be at the sole discretion of OrangeBee’s management with regard to principal, interest, terms and conditions, lending policy, and other particulars. Account desiring to apply for a loan may be required to submit a loan application, financial statement, credit agreement, promissory note, and equivalent collateral prior to approval. Account acknowledges, consents, and grants OrangeBee^TM and its parents, affiliates, principals, and to those having an ownership interest in OrangeBee^TM the right and power to borrow from Accounts and spend within the OrangeBee^TM system. OrangeBee^TM is under no obligation to extend credit at any time. OrangeBee^TM will use reasonable efforts to ensure timely repayment of principal and interest, and perfection of security interest in all loans. Account acknowledges that in consideration for loan management services provided by OrangeBee^TM, all interest, fees, charges, and any other proceeds from such loans are the sole and exclusive property of OrangeBee^TM.

5. Line of Credit: OrangeBee^TM may establish a line of credit for each Account, which may be adjusted from time to time. The outstanding balance of the line of credit, as it is utilized, will be treated as a loan under these Rules and Regulations. Account agrees to sell to other Accounts at 100% OrangeBee^TM Dollars up to the loan balance, plus interest, and not refuse sales, and must sell their products or services at their prevailing cash prices. Failure to do so will result in immediate termination of Account and the outstanding balance immediately due in cash (US Currency) to OrangeBee^TM. Loan balances become due and payable in cash whenever cash fees become more than ninety (90) days past due.

6. Brokerage Function: OrangeBee^TM serves in a brokerage capacity in organizing and facilitating sales transactions among Accounts. Responsibility for the conduct of an OrangeBee^TM transaction is exclusively that of the two Accounts participating in the transaction. OrangeBee^TM will use reasonable efforts to broker the Account’s account balance into goods or services, to accurately record transaction and to administer these Rules and Regulations in according to its terms. However, Account acknowledges that the sole principals in any OrangeBee^TM transaction are the buying and selling Accounts involved, that transactions are entered into voluntarily, and that OrangeBee^TM is not the agent of any Account, nor is it the guarantor of any OrangeBee^TM transaction or Account balance.

7. Availability of Products or Services: OrangeBee^TM shall use reasonable efforts to solicit new business or professionals having products or services to satisfy the needs of all Accounts. OrangeBee^TM is committed to provide only those products or services that may actually be available in the OrangeBee^TM system at any given time. OrangeBee^TM is not responsible if an Account cannot find specific products or services to buy, or customers for their products or services from other Accounts.

8. Definition of Account in Good Standing: An Account who complies with the current Rules and Regulations and any other agreements in effect with OrangeBee^TM, who is current in the payment of any cash or OrangeBee^TM owing to OrangeBee^TM and who has a valid OrangeBee^TM account, is an “Account in Good Standing.” Only Accounts in good standing are entitled to the services of OrangeBee^TM.

9. Fees and Dues: All fees and charges including initial setup fees, publication fees, broker fees, administration fees, renewals, commissions, interest and other charges to Accounts by the OrangeBee^TM are in payment for services rendered in processing Account into the OrangeBee^TM system, operating the clearinghouse and brokerage functions, administering these Rules and Regulations, establishing and maintaining records, and facilitating Account’s use of the OrangeBee^TM system. Account agrees to pay OrangeBee^TM the full amount of such fees when due. In the event, that Account is in arrears for any cash fees beyond thirty (30) days, Account agrees to waive all rights to Accounts account, and usage of Accounts account positive balance so long as any cash fees remain outstanding for more than thirty (30) days. Account agrees to keep on file with OrangeBee^TM a completed, signed, Auto Pay form including information for a valid Credit/Debit Card which OrangeBee will debit for any cash owed by Account anytime at OrangeBee’s discretion. Account agrees that OrangeBee^TM will not approve any purchase without a current Auto Pay Form on file.

ACCOUNT AGREES TO PAY THE FOLLOWING:

A. B. & C, please click on Fees And Dues on home page.

11. Record Keeping and Errors: Seller shall complete their regular sales forms, attain the Buyer’s signature, and enter the authorization number and mark paid with OrangeBee^TM. In situations where a Buyer disputes having entered into a transaction, it shall be the responsibility of the Seller to provide OrangeBee^TM with written verification from the buyer authorizing the transaction. OrangeBee^TM has the right to reverse a transaction without liability if in its reasonable discretion there has been noncompliance with these Rules and Regulations, in which event it shall be the responsibility of the Seller to collect from the Buyer. All transactions are subject to audit and verification by OrangeBee^TM and, in case of inaccuracies; OrangeBee^TM may debit or credit Account’s account, without notice, as a result of such error. Account may obtain their monthly statement from the OrangeBee^TM website reflecting account activity and Monies due and owing OrangeBee^TM. Monthly statements are deemed accurate unless Account notifies OrangeBee^TM in writing of any discrepancy within sixty (60) days of statement date. No reversals will be entered on an account after one hundred twenty (120) days after the date of the transaction or date funds in transfer was completed. Account requesting copies of statements to be mailed will be charged $3.00 cash per copy for each statement. Account will be charged $20.00 or the maximum allowed by law, cash, per each NSF check.

12. Returns and Refunds: Account will receive a credit to their account for the amount of a returned purchase.

13. Authorization of Investigation: Account authorizes OrangeBee^TM to make whatever investigation deemed appropriate for their becoming an Account of OrangeBee.^TM OrangeBee^TM may request reports from credit reporting agencies. If Account asks whether a credit report was requested, they will be informed, and if OrangeBee^TM has received a credit report, Account will be given the name and address of the agency that supplied the report.

14. Mail, Telephone, and Discretionary Sales: Seller is solely responsible for satisfying him/her self that the buyer has the authority to make the purchase. OrangeBee^TM will not accept liability surrounding such sales if a dispute arises.

15. Laws and Regulations: Account shall abide by applicable International, Federal, State, Provincial, and Local laws, or any legal jurisdiction, or regulations appropriate to any transaction. OrangeBee^TM shall not be responsible for any failure on the part of Account to comply with such laws and regulations. Account agrees not to hold OrangeBee^TM liable for any action OrangeBee^TM takes to comply with applicable laws or regulation.

16. Taxes: Seller shall charge the appropriate sales, excise or any other taxes due, collect, and record these taxes, and remit to the appropriate taxing authorities, as required by law. Under no circumstances will OrangeBee^TM be responsible to pay any sales, excise, use, or other such tax on behalf of any Account. Accounts are advised that transactions with OrangeBee^TM are generally treated as taxable events for applicable International, Federal, State, Provincial, and Local tax purposes. The declaration and reporting of all applicable International, Federal, State, Provincial, and Local taxes resulting from these transactions rest solely with the Account. Further, that OrangeBee^TM is required by Federal law to obtain the correct taxpayer identification number of Account (who is required by law to provide such number) and to report all sales of Accounts to IRS. Failure to provide the correct taxpayer identification number may result in the imposition of backup withholding of twenty (20 percent of the gross proceeds of each sales transaction, under Federal law. Account agrees not to hold OrangeBee^TM liable for any actions OrangeBee^TM takes to comply with applicable International, Federal, State, Provincial, or Local laws, and furthermore, agrees to indemnify and hold harmless OrangeBee^TM from same.

17. Assignment of Account: An OrangeBee^TM Accounts account cannot be sold, assigned or transferred without OrangeBee’s express prior written consent.

18. Account to Account Conduct: Account agrees to treat fellow Accounts with the same consideration, courtesy, and attention with which Account treats all other customers. Good business sense, courtesy, and integrity are to apply in all transactions. Any Account who fails to abide by International, Federal, State or Local laws regarding discriminations will be cancelled in accordance with these rules and regulations.

19. Account Transactions with OrangeBee^TM Brokers, Associates, or Employees: Brokers, associates or employees, are free to buy with the OrangeBee^TM Dollar, but do so on their own behalf. All Rules and Regulations apply equally to Accounts, broker’s associates, or employees. OrangeBee^TM is not a party to and is not responsible for these transactions.

20. Overpricing: Account agrees to sell its goods and/or services for OrangeBee^TM Dollars at its prevailing or normally advertised prices and on the same priority given cash customers. OrangeBee^TM reserves the right to inquire into complaints of overpricing by an Account. Violations may result in termination of Account’s account and/or immediate adjustment to the transaction involved.

21. Direct Trades: Direct trades between Accounts to avoid service fees are prohibited. Such trades may result in suspension or termination.

22. Breach of Agreement: OrangeBee has the right, but not the obligation, to inquire into complaints of these Rules and Regulations by Accounts. Account grants OrangeBee the right to take the actions that, in OrangeBee’s sole discretion, are deemed necessary. It is acknowledged, understood and agreed to by Account that should Account fail to honor and accept purchases from another Account pursuant to these Rules and Regulations, except where Account is on hold, in accordance with these Rules and Regulations, Account shall be deemed to be in material breach of this agreement. Account shall be liable for such damages.

23. On Hold Status: Account may notify OrangeBee^TM and request that his/her account be placed on hold (temporarily decline further sales) status. Account may not go on hold unless their account balance exceeds $5,000. The on hold status of an Account shall not be in effect until OrangeBee^TM receives written notification. An Account may not request on hold status when their account has a negative balance. If an Account wishes, a negative balance may be satisfied by paying to OrangeBee^TM the indebtedness in cash (US currency), and then the account may be placed in the on hold status.

24. Freezing of Account: If an Account violates any terms of this agreement now or hereafter in effect, OrangeBee ^TMmay immediately terminate their account in accordance with these Rules and Regulations, or may freeze all activity in the account without notice until such time as OrangeBee^TM, in its sole discretion, reinstates the Account or decides to terminate Account’s account. Account acknowledges that the decision of OrangeBe^TMe to freeze and/or terminate Accounts account shall be final and conclusive, and OrangeBee^TM shall have no liability therefore.

25. Suspension of Privileges: OrangeBee^TM reserves the right, at it’s sole discretion, to suspend the privileges of any Account who is in violation of any applicable International, Federal, State, Provincial, or Local law, or any Account with outstanding cash fees due OrangeBee^TM that is more than thirty (30) days past due. The privileges of the Account shall be reinstated immediately upon payment of such cash past due amount. Furthermore, if such cash fees remain outstanding beyond sixty (60) days, OrangeBee^TM shall have the right to terminate the delinquent Accounts account, as provided by these Rules and Regulations, and OrangeBee^TM shale have no liability therefore.

26. Termination: Either party may terminate this agreement upon ten (10) days written notice to the other party. Immediately upon termination:
A. All Account cash and OrangeBee